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Representative example: Personal Contract Purchase (PCP) OTR cash price £14,995.00. Customer deposit of £1,500.00. Total amount of credit £13,495.00 at a representative APR of 11.90% - 47 Monthly Payments of £250.67. Optional Final Payment of £6,093.58. Cost of Credit £4,630.74. Annual Mileage 6,000. Excess Mileage 3.64p per mile. Total Amount Payable £19,625.74. Fixed rate of interest p.a. 11.90%