Citroen, Renault, Honda, Nissan, Peugeot and Dacia dealerships in Kettering and Northampton

Richard Sanders Finance

PCP (Personal Contract Purchase)

PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the GFV or final balloon payment), or hand the vehicle back to the lender.

HP (Hire Purchase)

Hire Purchase allows you to take ownership of a vehicle once all payments are made.This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours. One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments. Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.

LP (Lease Purchase)

Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the 'lease period'. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.


Richard Sanders Limited are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 663520 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Registered in England & Wales: 4455141 | Registered Office: Address: Brunel Close, Northfield Avenue, Kettering, Northamptonshire, NN16 9HU | Data Protection No: Z8243399


Why Buy From Us?

  • We're a local family-owned company
  • Personal and professional service
  • Choice - a great selection of new & used cars from six manufacturers
  • Finance facilities available with FCA & SAF accreditation
  • All vehicles warrantied for a minimum of 12 months
  • Full after sales support with fully trained technicians

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